Kallang Reach Payments

Three documents read: a security questionnaire and two Growth tier proposals, each at £44k a year. None is executed, so no contracted price, term or service level is confirmed. The proposals differ on refresh wording.

Executed: no document for Kallang Reach Payments has a stored status of executed, so no contracted price, start, end, term or service level can be stated. The evidence does not show an order form or a master service agreement.

Open items: the Proposal v1 of 29 Jan 2026 is a draft from Sophie Ling for Growth at £44k for year 1 and £56k total first-year cost. The Proposal of 3 Feb 2026 is filed as final but still asks the customer to approve it before an order form is sent.

Pricing: the 3 Feb 2026 Proposal quotes £44k, the v1 Growth list, although it is dated after the v2 price book took effect on 1 Dec 2025. Both proposals state a £44k annual renewal, which may not hold against the v2 list.

Contradictions: the 29 Jan 2026 draft sets the nightly refresh by 07:00 Singapore time on business days. The read of the 3 Feb 2026 Proposal gives nightly refresh by 07:00 local time.

Implementation timing: the draft gives 8 weeks from signature. The 3 Feb 2026 Proposal gives 8 weeks from contract execution to full deployment.

Commitments: no live obligations exist, because nothing is executed. The Security Questionnaire of 6 Jan 2026 states a P1 first response of 1 business hour (Growth tier) and TLS 1.2 or higher in transit. It is an information document, not a contract.

Gaps: the roll-up covers all three documents held. None of them shows a signatory, a signature date, a start date or payment terms. The questionnaire describes SOC 2 Type II as readiness only.

Next move: Sophie Ling should confirm whether Kallang Reach Payments approved the proposal and whether an order form was executed.

AI · claude-opus-5-5 · as at Fri 9 Oct 2026